<!DOCTYPE html><!--[if IE]>  <html class="ie"> <![endif]-->
<html>
	<head>
		<meta charset="utf-8" />
		<title>
		</title>
		<link rel="stylesheet" type="text/css" href="8_1_files/style.css" />
	</head>
	<body>
		<div class="stl_02">
			<div class="stl_03">
				<object data="8_1_files/img_01.svg" type="image/svg+xml" class="stl_04" style="position:absolute; width:49.5833em; height:70.0833em;">
					<embed src="8_1_files/img_01.svg" type="image/svg+xml" />
				</object>
			</div>
			<div class="stl_view">
				<div class="stl_05 stl_06">
					<div class="stl_01" style="left:7.492em;top:7.8888em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;word-spacing:0.4314em;">第十六条 续保 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:11.3388em;"><span class="stl_07 stl_08 stl_10">仅当保险期间为一年时，投保人可于每个保险期间届满时或之前，向本公司缴付续保保险 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:12.4788em;"><span class="stl_07 stl_08 stl_10">费以示续保，若本公司同意且投保人已缴付续保期保险费，则本合同将于下一个保险期间 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:13.6188em;"><span class="stl_07 stl_08 stl_10">持续有效。本合同可按上述续保方式续保至所有被保险人均已达到本合同所约定的最高承 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:14.7588em;"><span class="stl_07 stl_08 stl_10">保年龄后的首个保险单满期日。若本公司已明确拒绝续保，则本公司将无息退还已缴付的 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:15.8988em;"><span class="stl_07 stl_08 stl_10">续保保险费。 &nbsp;</span></div>
					<div class="stl_01" style="left:18.8542em;top:19.1813em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">第七章 &nbsp;</span></div>
					<div class="stl_01" style="left:23.6542em;top:19.1813em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">合同的解除与终止 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:22.8013em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;word-spacing:0.4314em;">第十七条 告知义务及合同的效力 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:26.4213em;"><span class="stl_07 stl_08 stl_10">投保人或被保险人对于本公司询问的告知事项应据实说明。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:30.0413em;"><span class="stl_07 stl_08 stl_11" style="font-weight:bold;">（</span><span class="stl_12 stl_08 stl_09" style="font-weight:bold;">1</span><span class="stl_07 stl_08 stl_13" style="font-weight:bold;word-spacing:0.0378em;">） 若因故意未履行如实告知义务，足以直接影响本公司决定是否同意承保本合同或提 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:31.1813em;"><span class="stl_07 stl_08 stl_14" style="font-weight:bold;">高保险费率的，无论当时保险事故是否发生，本公司有权按照相关法律规定解除本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:32.3229em;"><span class="stl_07 stl_08 stl_14" style="font-weight:bold;">合同，并不退还保险费。对于本合同解除前所发生的保险事故，本公司不承担赔偿 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:33.4629em;"><span class="stl_07 stl_08 stl_14" style="font-weight:bold;">或者给付保险金的责任。若上述故意未履行如实告知义务仅直接影响本公司决定是 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:34.6029em;"><span class="stl_07 stl_08 stl_15" style="font-weight:bold;">否同意承保某一被保险人，则其被保资格将被取消；对于取消其被保资格前所发生 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:35.7429em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">的保险事故，本公司不承担任何保险责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:37.0929em;z-index:442;"><span class="stl_07 stl_08 stl_11" style="font-weight:bold;">（</span><span class="stl_12 stl_08 stl_09" style="font-weight:bold;">2</span><span class="stl_07 stl_08 stl_10" style="font-weight:bold;word-spacing:0.0682em;">） </span><span class="stl_07 stl_08 stl_10">若因重大过失未履行如实告知义务</span><span class="stl_07 stl_08 stl_16">，</span><span class="stl_07 stl_08 stl_10">足</span><span class="stl_07 stl_08 stl_10">以直接影响本公司决定是否同意承保本合同或 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:38.2329em;"><span class="stl_07 stl_08 stl_10">提高保险费率的</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_10">无</span><span class="stl_07 stl_08 stl_10">论当时保险事故是否发生</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_10">本</span><span class="stl_07 stl_08 stl_10">公司有权按照相关法律规定解除本 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:39.3729em;"><span class="stl_07 stl_08 stl_10">合同</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_10">并</span><span class="stl_07 stl_08 stl_10">无息退还保险费</span><span class="stl_07 stl_08 stl_17">。</span><span class="stl_07 stl_08 stl_10">若</span><span class="stl_07 stl_08 stl_10">上述因重大过失未履行如实告知义务仅直接影响本公司 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:40.5129em;"><span class="stl_07 stl_08 stl_10">决定是否同意承保某一被保险人</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_10">则</span><span class="stl_07 stl_08 stl_10">其被保资格将被取消</span><span class="stl_07 stl_08 stl_17">，</span><span class="stl_07 stl_08 stl_10">本</span><span class="stl_07 stl_08 stl_10">公司将无息退还该被保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:41.6529em;z-index:601;"><span class="stl_07 stl_08 stl_10">险人相应部分的保险费</span><span class="stl_07 stl_08 stl_18">。</span><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">若因重大过失未履行如实告知义务</span><span class="stl_07 stl_08 stl_19" style="font-weight:bold;">，</span><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">对</span><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">于本合同解除前或取 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:42.7929em;"><span class="stl_07 stl_08 stl_20" style="font-weight:bold;">消被保资格前所发生的保险事故有严重影响的，本公司对该保险事故不承担任何保 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:43.9329em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">险责任。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:45.2854em;z-index:685;"><span class="stl_07 stl_08 stl_21">（</span><span class="stl_12 stl_08 stl_10">3</span><span class="stl_07 stl_08 stl_10" style="word-spacing:0.0909em;">） 若未履行如实告知义务足以直接影响本公司决定是否提高保险费率的</span><span class="stl_07 stl_08 stl_16">，</span><span class="stl_07 stl_08 stl_10">而</span><span class="stl_07 stl_08 stl_10">本公司同意 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:46.4254em;"><span class="stl_07 stl_08 stl_10">继续承保的</span><span class="stl_07 stl_08 stl_22">，</span><span class="stl_07 stl_08 stl_10">投</span><span class="stl_07 stl_08 stl_10">保人应向本公司补缴自本合同的生效日起累计增加的保险费及其利息 &nbsp;</span></div>
					<div class="stl_01" style="left:9.7417em;top:47.4664em;"><span class="stl_23 stl_08 stl_10">【注】 &nbsp;</span></div>
					<div class="stl_01" style="left:11.1217em;top:47.5654em;"><span class="stl_07 stl_08 stl_10">。</span></div>
					<div class="stl_01" style="left:9.2417em;top:48.9154em;"><span class="stl_07 stl_08 stl_10">【注】利息按本合同约定的利率计算。 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:52.0754em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;word-spacing:0.4314em;">第十八条 合同的解除 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:55.6954em;"><span class="stl_07 stl_08 stl_24">投保人可于本合同有效期内至少提前三十天以书面形式向本公司申请退保，本合同将于书 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:56.8354em;"><span class="stl_07 stl_08 stl_24">面通知列明的合同终止日二十四时终止。退保时本公司将按照下表的比例退还投保人于本 &nbsp;</span></div>
					<div class="stl_01" style="left:7.492em;top:57.9754em;"><span class="stl_07 stl_08 stl_10">合同项下已缴付的保险费： &nbsp;</span></div>
					<div class="stl_01" style="left:14.0117em;top:59.7471em;"><span class="stl_07 stl_08 stl_09" style="font-weight:bold;">效力终止日至满期日的天数 &nbsp;</span></div>
					<div class="stl_01" style="left:32.2758em;top:59.7471em;"><span class="stl_07 stl_08 stl_10">退还保险费的百分比 &nbsp;</span></div>
					<div class="stl_01" style="left:16.4917em;top:61.6171em;"><span class="stl_07 stl_08 stl_25">足</span><span class="stl_12 stl_08 stl_10">300</span><span class="stl_07 stl_08 stl_10">天或以上 &nbsp;</span></div>
					<div class="stl_01" style="left:35.5758em;top:61.6171em;"><span class="stl_12 stl_08 stl_10">60% &nbsp;</span></div>
					<div class="stl_01" style="left:24.6042em;top:66.3601em;"><span class="stl_26 stl_08 stl_10">7</span></div>
				</div>
			</div>
		</div>
	</body>
</html>